applicant for insurance meaning in English

要保人, 投保人

With the development of insurance , insurance company with solid economical foundation can force applicants for insurance to accept the standard - form contract
随着现代保险业的发展,保险人在经济或其它方面的优势地位已成为不争的事实。
The legal insurance beneficiary is the person who is entitled the right to take the insurance money in accordance with the law when the applicant for insurance or the insured does not designate his beneficiary or when the designated beneficiary dies before the insured or the designated is deprived of his beneficial right or abandon his right
保险受益人只能是被保险人之外的人，而不能是被保险人本人。法定受益人，指在投保人、被保险人未指定受益人或者指定的受益人先于被保险人死亡或者丧失受益权、放弃受益权时，由法律规定的享有领取保险金权利的人。